Question 1

Are foreigners allowed to buy property in Bali?

Accepted Answer

Yes, foreigners can legally invest in property in Bali through a long-term leasehold structure, which is the most common and secure way to purchase property in Indonesia. Leaseholds typically range from 25 to 30 years and can often be extended.

Question 2

What are the payment terms at Selavila?

Accepted Answer

At Selavila, we offer a clear and structured payment schedule to keep the process transparent and manageable:

10% down payment upon reservation
40% upon signing the notarial deed
20% when the roof is completed
20% upon completion of all finishes
10% upon key handover

This phased approach ensures transparency and financial security throughout the construction process.

Question 3

Can I get a mortgage or bank financing as a foreigner in Bali?

Accepted Answer

Indonesian banks generally do not offer mortgages to foreign investors. Most buyers either pay in full or opt for developer-offered payment plans. At Selavila, we offer an interest-free annual payment plan from the beginning of construction until completion.

For Dutch investors:
An interesting option is to leverage the equity in your current home in the Netherlands. Many Dutch banks allow you to take out a mortgage loan based on the equity of your existing property, often at attractive interest rates.
This additional financing can then be used for an investment abroad, such as a villa in Bali. It allows you to invest without immediately dipping into your savings, while taking advantage of the leverage that real estate financing offers.
Important:
If you choose to use your home equity for international investments, it's essential to seek professional advice from your mortgage and tax advisors to ensure full compliance with all legal and tax regulations.

Question 4

What additional costs should I expect beyond the purchase price?

Accepted Answer

Additional costs may include notary/legal fees, furniture packages, and ongoing maintenance or management fees. We provide full transparency and a detailed cost breakdown with every investment offer.

Question 5

What kind of returns can I expect from a Selavila property?

Accepted Answer

Rental yields on this location typically range between 8% and 12% annually.
CHECK OUT OUR INVESTMENT PAGE FOR MORE INFO

Question 6

Do I need to pay taxes in my home country on rental income from Bali?

Accepted Answer

We recommend speaking with a local tax advisor to understand your specific obligations.
For Dutch investors:
Rental income from abroad falls under Box 3 (wealth tax) and must be declared to the Dutch Tax Authorities. The Netherlands and Indonesia have a double taxation treaty, which helps prevent the same income from being taxed twice. If you have paid the 10% rental tax in Indonesia, you don't need to pay tax on rental income anymore in The Netherlands.

Question 7

Where is the rental income paid out?

Accepted Answer

Rental income can be transferred to your local bank account or to a bank account in Indonesia. We assist buyers in opening an Indonesian bank account if desired.

Question 8

Does the purchasing price of the villa include furniture?

Accepted Answer

The villa is delivered unfurnished by default. However, one furniture and interior package—as shown in the renders—is available at an additional cost. This curated package offers a stylish and functional setup, making your villa ready for rental or personal use from day one.
Our team handles the full delivery and installation, so you can enjoy a completely hassle-free experience.

Question 9

Who manages the villa when I’m not in Bali?

Accepted Answer

Selavila partners with professional property management teams who take care of everything—marketing, bookings, guest services, maintenance, and reporting—so your investment stays hands-off and hassle-free.

Question 10

Is Bali a safe and stable place to invest?

Accepted Answer

Bali remains one of Southeast Asia’s most popular destinations, with a strong tourism-driven economy and increasing demand for short-term villa rentals. With the right legal and property structure, it’s considered a stable and high-potential market for real estate investment.

FAQs